UOB features various residence bank loan deals for HDB flat homeowners, offering an alternative choice to the HDB Concessionary Mortgage. Their offerings include both preset-amount and floating-fee packages, which can be frequently pegged to the three-Month Compounded SORA. For example, a marketing bundle might offer a amount of 3-Thirty day period Compounded SORA + 0.70% p.a. for the initial two many years, which has a bare minimum loan dimensions of S$250,000. For a set-rate solution, prices can be as low as two.28% to get a two-12 months lock-in period. Eligibility for the UOB personal loan is matter to Conference the Total Financial debt Servicing Ratio (TDSR) of fifty five% as well as other credit history specifications. UOB also offers a singular "Go click here Environmentally friendly House Bank loan" for Attributes having a BCA Inexperienced Mark certification, furnishing cash rebates. Moreover, These are noted for a low valuation payment of just S$one hundred fifty as well as GST and supply a bridging personal loan selection for homeowners transitioning between Qualities.